Search
Lori Ge
- Dec 13, 2021
- 3 min
How to Prepare to Buy Your First House|First-Time Homebuyer’s Guide
We will provide you with a series of blogs to give you a complete step-by-step guide to buying your first house.
Lori Ge
- Dec 7, 2021
- 4 min
Things You Must Know Before Refinancing a Mortgage
Why do we need to refinance? What are the pros and cons? What is the cost of refinancing? How do we know whether it’s worth it to refinance
Lori Ge
- Nov 22, 2021
- 2 min
Is My Income Enough to Get a Mortgage? All You Must Know about the Debt-to-Income Ratio
Do you wonder if you make enough money to get a mortgage? It’s a common concern, but one that isn’t quite valid in the eyes of most lenders.
Lori Ge
- Nov 22, 2021
- 3 min
How to Apply and Get a Mortgage Approved in Six Steps
Six steps to get your mortgage application approved.
Lori Ge
- Nov 15, 2021
- 2 min
How Much Does it Cost to Refinance?
What's included in the cost of mortgage refinancing and the truth of no-cost refinance.
Lori Ge
- Nov 8, 2021
- 2 min
What is PMI and How do you get Rid of It?
You can get a mortgage without putting 20% down, but if you do, you’ll pay PMI. While PMI has a bad reputation, it’s a helpful tool.
Michelle Pan
- Oct 13, 2021
- 2 min
Low Rates And Down-Payment Subsidy? This Mortgage Program Might Be Right For You
What is an HFA loan? What's down payment assistance and how to apply?
Michelle Pan
- Sep 27, 2021
- 3 min
How to Choose the Right Mortgage Type that Saves You Money
Conventional loan, FHA loan, VA loan, and USDA loan. Which mortgage type is right for you?
Michelle Pan
- Jul 26, 2021
- 5 min
How to Choose the Right Mortgage Lender?
It’s important to know that there are 3 types of mortgage lenders: retail mortgage banker, mortgage broker, and correspondent.
Lori Ge
- Jun 21, 2021
- 4 min
How to Find the Lowest Mortgage Interest Rate?
We will tell you the secret of how to find the lowest mortgage interest rate.
Lori Ge
- Jun 11, 2021
- 2 min
What is a Mortgage Escrow Account
A mortgage escrow account is similar to a savings account. It is managed by the mortgage servicer. Mortgage servicers are companies that...
Lori Ge
- May 12, 2021
- 4 min
6 Mistakes I Made When Getting My First Mortgage
I almost lost my first house and my deposit. After working one and half years, I decided to buy my first house. I was working in the...
Lori Ge
- Sep 13, 2020
- 1 min
What is mortgage refinance?
Refinance is paying off an existing mortgage and replacing it with a new mortgage. Let's talk about why people refinance and the process.