How to Prepare to Buy Your First House|First-Time Homebuyer’s Guide
We will provide you with a series of blogs to give you a complete step-by-step guide to buying your first house.
Things You Must Know Before Refinancing a Mortgage
Why do we need to refinance? What are the pros and cons? What is the cost of refinancing? How do we know whether it’s worth it to refinance
Is My Income Enough to Get a Mortgage? All You Must Know about the Debt-to-Income Ratio
Do you wonder if you make enough money to get a mortgage? It’s a common concern, but one that isn’t quite valid in the eyes of most lenders.
How to Apply and Get a Mortgage Approved in Six Steps
Six steps to get your mortgage application approved.
How Much Does it Cost to Refinance?
What's included in the cost of mortgage refinancing and the truth of no-cost refinance.
What is PMI and How do you get Rid of It?
You can get a mortgage without putting 20% down, but if you do, you’ll pay PMI. While PMI has a bad reputation, it’s a helpful tool.
Low Rates And Down-Payment Subsidy? This Mortgage Program Might Be Right For You
What is an HFA loan? What's down payment assistance and how to apply?
How to Choose the Right Mortgage Type that Saves You Money
Conventional loan, FHA loan, VA loan, and USDA loan. Which mortgage type is right for you?
How to Choose the Right Mortgage Lender?
It’s important to know that there are 3 types of mortgage lenders: retail mortgage banker, mortgage broker, and correspondent.
How to Find the Lowest Mortgage Interest Rate?
We will tell you the secret of how to find the lowest mortgage interest rate.
What is a Mortgage Escrow Account
A mortgage escrow account is similar to a savings account. It is managed by the mortgage servicer. Mortgage servicers are companies that...
6 Mistakes I Made When Getting My First Mortgage
I almost lost my first house and my deposit. After working one and half years, I decided to buy my first house. I was working in the...
What is mortgage refinance?
Refinance is paying off an existing mortgage and replacing it with a new mortgage. Let's talk about why people refinance and the process.